We believe that initially it is important that we meet. After all, if we are to work successfully together you will need to feel comfortable that we are the people who can deliver what you are looking for.

This meeting is without cost or obligation. We will fully describe the process of financial planning and how it will benefit you and most importantly we will listen to you.

It is prudent to undergo regular financial planning reviews to identify needs before they become a problem. It is equally important to seek independent advice whenever a major change occurs in your life or you recognise that you need to address a specific financial objective.

If we identify any immediate or potential financial planning issues there is no obligation on you to take matters any further, but you will at least have been made aware that the need exists and can schedule and prioritise action accordingly.

In short, we need to get to know you, help formulate your objectives and even your dreams. With good planning they will become a reality.

Independent financial advice is the gold standard of advice; this means that we have no allegiance to any product provider or organisation, only to you our client. Many organisations that give financial advice try to give the impression of independence, it is only those that are registered under this category with the Financial Services Authority that are allowed to use the word “Independent” and to provide the widest range of services. Be cautious of any organisation that tries to give this impression, and many do, for if it does this at outset can you trust the quality of the advice it gives?

As Independent advisers, there are no restrictions that limit us to just one provider or a panel of providers. We see it as an essential part of planning that we take into account your existing arrangements. We are legally bound (as well as morally) to thoroughly research the market place to get the most appropriate solutions and the best value for you. In law, we act as your agent.

We look forward to hearing from you.

"Thank you very much for all your help and the brilliant result of your hard work! I will pass on your name if any of my friends are looking for financial advice."

LUCY SECKIN